Another good tip to keep your heating bill down is to install an electronic thermostat. With the electronic thermostat it is easier to see what the exact temperature is set at. So when you leave the house you can turn down the heat by 10 degrees, and then turn it back up when you come home. Knowing how to use your thermostat efficiently can help you cut down on your heat bill.

Not only is replacing those old windows a great investment for your health it actually can improve value on your home. Dual Pane windows is actually one of the Top 10 best Return on Investment for a Homeowner to add to the structure of the home.

Using the equity in your home is a quick and cost effective way to upgrade those windows. You will be able to write the interest off on your taxes, increase the value of your home, and keep that extra cash in your bank account. Talk to your mortgage broker before using other forms of credit to replace those windows, it can save you thousands of dollars in interest.

With the rising cost of heating oil and gas, it is increasingly important to think about improving the thermal efficiency of your home. Refinancing your mortgage or obtaining a secured line of credit from us to make such home improvements as window and door upgrades, roofing upgrades, or upgrading your heating system can be an excellent alternative to getting deep into credit card debt and paying double digit interest rates on your improvements. Poorly performing financing can negate any of the cost savings associated with the home improvements, and eat into long term ROI (return on investment).

Cover the air conditioning unit that is outside your home. There are differing opinions on if this actually helps, but basically it is connected to your duct work and it does allow air flow from outside. So spend the money on a cover for it, or go the cheep route and use a plastic tarp and some duct tape.

Additional insulation in your attic can help. This can be an easy "do it your self" job if you get the proper tools and use the recommended safety equipment.

Always have your Boiler / Burner checked by a Professional. Also have them clean it at least twice a year. A small buildup of soot or dirt can cause at least a 10 - 15% decrease in efficiency, resulting in higher fuel bills.

When was the last time you checked your filter? All most all heating systems have filters that need to be changed on a regular basis. If your filter has not been changed recently it could be causing poor air flow through your duct work, and decreasing the efficiency of your heater.